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Supplemental Insurance

Affordable coverage for the gaps others leave behind

Dental, vision, cancer, hospital, accident, and travel protection — extra peace of mind that can save you thousands when the unexpected happens.

Extra protection for life's unexpected moments

We offer various types of supplemental insurance plans — coverage that steps in when life's unexpected health issues come up. Having this kind of protection can save you thousands of dollars in medical bills. Priscilla will help you choose a plan that fits your current situation while also preparing you for problems that may arise down the road.

Supplemental coverage — also called ancillary benefits — is often overlooked, yet it's an affordable option for many individuals and families. These plans supply extra protection on top of your traditional medical plan, filling the gaps that even good coverage can leave behind.

Types of Supplemental Protection

Affordable plans that fill the gaps in your coverage

Dental and vision care for seniors

Dental & Vision

Dental insurance helps pay for routine and major dental care, while vision plans cover eye exams, glasses, and care from ophthalmologists and optometrists — needs Medigap typically won't.

Critical illness and cancer coverage

Critical Illness / Cancer

Unlike medical insurance that reimburses providers, a cancer plan pays a one-time, lump-sum benefit directly to you upon a covered diagnosis — money you can use for anything, from treatment to travel to rent.

Life insurance protection

Life Insurance

Life insurance may be one of the most important purchases you'll ever make — helping pay bills, continue a family business, fund education, or protect a spouse's retirement. We'd be glad to review your situation.

Hospital indemnity insurance

Hospital Indemnity

A hospital indemnity plan pays a set amount — per day, week, month, or visit — if you're confined to a hospital, helping cover the out-of-pocket costs a hospital stay creates.

Accident insurance coverage

Accident Insurance

Accident insurance helps with the medical and out-of-pocket costs that pile up after an injury — emergency treatment, hospital stays, exams, and even transportation and lodging.

Travel insurance for trips

Travel Insurance

Travel insurance reimburses non-refundable deposits and payments when something goes wrong on a trip — from lost baggage to flight delays to medical problems far from home.

Answers, In Plain English

Frequently Asked Questions

What is supplemental (ancillary) insurance?
Supplemental insurance provides extra protection on top of your primary medical or Medicare coverage. Plans like dental, vision, cancer, accident, and hospital indemnity pay benefits for needs your main plan may not fully cover — often for an affordable premium.
How is a cancer plan different from regular medical insurance?
Medical insurance reimburses providers for covered services. A cancer plan instead pays a lump-sum cash benefit directly to you upon a covered diagnosis, which you can use for any purpose — treatment costs, everyday bills, or travel for care.
Do I need supplemental insurance if I already have Medicare?
It depends on your needs. Medicare and Medigap leave gaps — dental, vision, hearing, and certain catastrophic costs. Supplemental plans can fill those gaps affordably. Priscilla will tell you honestly whether it makes sense for you.

No-Cost, No-Obligation

Let's review your situation together

Talk with Priscilla Vann, a licensed local advisor who will explain your options in plain English — and never pressure you. Your consultation is always free.

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